The down payment for a bike loan typically ranges between 10% to 30% of the bike’s total cost. For example, if the bike costs ?1 Lakh, a 10% down payment would be ?10,000, and a 30% down payment would be ?30,000. The EMI is calculated based on the loan amount, interest rate, and tenure. For instance, if you purchase a bike worth ?1 Lakh with a 10% down payment , the loan amount would be ?90,000. Assuming an interest rate of 10% per annum for a 5-year tenure, the EMI would be approximately ?1,860 per month. Here’s a more detailed example using the Honda Activa 6G: - If the on-road price of the Honda Activa 6G is ?92,181 and you make a down payment of ?9,218 , the loan amount would be ?82,963. With an interest rate of 9.7% and a 36-month tenure, the EMI would be around ?2,672 per month. The exact EMI and down payment can vary based on the lender, your credit profile, and other factors such as processing fees and additional costs[4>.