Which is the best compact SUV under ₹20 lakh for daily city driving and occasional highway trips?

I'm planning to buy a compact SUV with a budget of around ₹20 lakh. My daily commute is mostly in the city, but I also take occasional highway trips with my family. I'm looking for a vehicle that offers good fuel efficiency, comfortable seating, reliable safety features, and low maintenance costs. I'm currently considering models like the Hyundai Creta, Kia Seltos, Honda Elevate, and MG Astor. I'd love to hear real ownership experiences and recommendations on which one offers the best overall value. Thanks!