UM Flash Loan EMI Calculator

EMI calculation for your bike

EMI calculation for your UM Flash loan is just few clicks away. You can simply enter loan amount and interest rate being charged on the loan to get the possible EMI on the reducing balance. You can enter your desired duration and get the EMI for your new bike. However, the processing fee and one time change may be applicable differently on different banks or financial institutions.

Loan EMI Calculator

Vehicle Price (before tax)
Down Payment
Trade in Amount
Owed on Trade
Interest Rate
Sales Tax Rate
Term
Start Date

Amortization Schedule

₹1036.318
Monthly Payment
₹45000
Loan Amount
₹49743.27
Over (Over 48 Payments)
₹4743.2734375
Total Interest
2028-11-23
Pay-off Date
Month Principal Interest Total Paid Balance
Dec 2024 848.82 187.5 1036.32 44151.18
Jan 2025 852.36 183.96 1036.32 43298.82
Feb 2025 855.91 180.41 1036.32 42442.91
Mar 2025 859.47 176.85 1036.32 41583.44
Apr 2025 863.06 173.26 1036.32 40720.38
May 2025 866.65 169.67 1036.32 39853.73
Jun 2025 870.26 166.06 1036.32 38983.47
Jul 2025 873.89 162.43 1036.32 38109.58
Aug 2025 877.53 158.79 1036.32 37232.05
Sep 2025 881.19 155.13 1036.32 36350.86
Oct 2025 884.86 151.46 1036.32 35466
Nov 2025 888.54 147.78 1036.32 34577.46
Dec 2025 892.25 144.07 1036.32 33685.21
Jan 2026 895.96 140.36 1036.32 32789.25
Feb 2026 899.70 136.62 1036.32 31889.55
Mar 2026 903.45 132.87 1036.32 30986.1
Apr 2026 907.21 129.11 1036.32 30078.89
May 2026 910.99 125.33 1036.32 29167.9
Jun 2026 914.79 121.53 1036.32 28253.11
Jul 2026 918.60 117.72 1036.32 27334.51
Aug 2026 922.43 113.89 1036.32 26412.08
Sep 2026 926.27 110.05 1036.32 25485.81
Oct 2026 930.13 106.19 1036.32 24555.68
Nov 2026 934.00 102.32 1036.32 23621.68
Dec 2026 937.90 98.42 1036.32 22683.78
Jan 2027 941.80 94.52 1036.32 21741.98
Feb 2027 945.73 90.59 1036.32 20796.25
Mar 2027 949.67 86.65 1036.32 19846.58
Apr 2027 953.63 82.69 1036.32 18892.95
May 2027 957.60 78.72 1036.32 17935.35
Jun 2027 961.59 74.73 1036.32 16973.76
Jul 2027 965.60 70.72 1036.32 16008.16
Aug 2027 969.62 66.70 1036.32 15038.54
Sep 2027 973.66 62.66 1036.32 14064.88
Oct 2027 977.72 58.60 1036.32 13087.16
Nov 2027 981.79 54.53 1036.32 12105.37
Dec 2027 985.88 50.44 1036.32 11119.49
Jan 2028 989.99 46.33 1036.32 10129.5
Feb 2028 994.11 42.21 1036.32 9135.39
Mar 2028 998.26 38.06 1036.32 8137.13
Apr 2028 1002.42 33.90 1036.32 7134.71
May 2028 1006.59 29.73 1036.32 6128.12
Jun 2028 1010.79 25.53 1036.32 5117.33
Jul 2028 1015.00 21.32 1036.32 4102.33
Aug 2028 1019.23 17.09 1036.32 3083.1
Sep 2028 1023.47 12.85 1036.32 2059.63
Oct 2028 1027.74 8.58 1036.32 1031.89
Nov 2028 1032.02 4.30 1036.32 -0.13
Total ₹45000.13 ₹4743.23 ₹49743.36
Disclaimer: The amount displayed here for UM Flash is in Indian Rupee and has been rounded off to the nearest rupee. Additional charges like processing fee, file charges or any other additional charge has been included in the final EMI. Loan insurance value is even not mentioned in the final product. The terms and conditions of various institutions should be read before signing any document. Values for indication only. Exact values are to be cleared with the institution only.