UM Flash Loan EMI Calculator

EMI calculation for your bike

EMI calculation for your UM Flash loan is just few clicks away. You can simply enter loan amount and interest rate being charged on the loan to get the possible EMI on the reducing balance. You can enter your desired duration and get the EMI for your new bike. However, the processing fee and one time change may be applicable differently on different banks or financial institutions.

Loan EMI Calculator

Vehicle Price (before tax)
Down Payment
Trade in Amount
Owed on Trade
Interest Rate
Sales Tax Rate
Term
Start Date

Amortization Schedule

₹1036.318
Monthly Payment
₹45000
Loan Amount
₹49743.27
Over (Over 48 Payments)
₹4743.2734375
Total Interest
2029-06-01
Pay-off Date
Month Principal Interest Total Paid Balance
Jul 2025 848.82 187.5 1036.32 44151.18
Aug 2025 852.36 183.96 1036.32 43298.82
Sep 2025 855.91 180.41 1036.32 42442.91
Oct 2025 859.47 176.85 1036.32 41583.44
Nov 2025 863.06 173.26 1036.32 40720.38
Dec 2025 866.65 169.67 1036.32 39853.73
Jan 2026 870.26 166.06 1036.32 38983.47
Feb 2026 873.89 162.43 1036.32 38109.58
Mar 2026 877.53 158.79 1036.32 37232.05
Apr 2026 881.19 155.13 1036.32 36350.86
May 2026 884.86 151.46 1036.32 35466
Jun 2026 888.54 147.78 1036.32 34577.46
Jul 2026 892.25 144.07 1036.32 33685.21
Aug 2026 895.96 140.36 1036.32 32789.25
Sep 2026 899.70 136.62 1036.32 31889.55
Oct 2026 903.45 132.87 1036.32 30986.1
Nov 2026 907.21 129.11 1036.32 30078.89
Dec 2026 910.99 125.33 1036.32 29167.9
Jan 2027 914.79 121.53 1036.32 28253.11
Feb 2027 918.60 117.72 1036.32 27334.51
Mar 2027 922.43 113.89 1036.32 26412.08
Apr 2027 926.27 110.05 1036.32 25485.81
May 2027 930.13 106.19 1036.32 24555.68
Jun 2027 934.00 102.32 1036.32 23621.68
Jul 2027 937.90 98.42 1036.32 22683.78
Aug 2027 941.80 94.52 1036.32 21741.98
Sep 2027 945.73 90.59 1036.32 20796.25
Oct 2027 949.67 86.65 1036.32 19846.58
Nov 2027 953.63 82.69 1036.32 18892.95
Dec 2027 957.60 78.72 1036.32 17935.35
Jan 2028 961.59 74.73 1036.32 16973.76
Feb 2028 965.60 70.72 1036.32 16008.16
Mar 2028 969.62 66.70 1036.32 15038.54
Apr 2028 973.66 62.66 1036.32 14064.88
May 2028 977.72 58.60 1036.32 13087.16
Jun 2028 981.79 54.53 1036.32 12105.37
Jul 2028 985.88 50.44 1036.32 11119.49
Aug 2028 989.99 46.33 1036.32 10129.5
Sep 2028 994.11 42.21 1036.32 9135.39
Oct 2028 998.26 38.06 1036.32 8137.13
Nov 2028 1002.42 33.90 1036.32 7134.71
Dec 2028 1006.59 29.73 1036.32 6128.12
Jan 2029 1010.79 25.53 1036.32 5117.33
Feb 2029 1015.00 21.32 1036.32 4102.33
Mar 2029 1019.23 17.09 1036.32 3083.1
Apr 2029 1023.47 12.85 1036.32 2059.63
May 2029 1027.74 8.58 1036.32 1031.89
Jun 2029 1032.02 4.30 1036.32 -0.13
Total ₹45000.13 ₹4743.23 ₹49743.36
Disclaimer: The amount displayed here for UM Flash is in Indian Rupee and has been rounded off to the nearest rupee. Additional charges like processing fee, file charges or any other additional charge has been included in the final EMI. Loan insurance value is even not mentioned in the final product. The terms and conditions of various institutions should be read before signing any document. Values for indication only. Exact values are to be cleared with the institution only.