Hero Electric Optima LX Loan EMI Calculator

EMI calculation for your bike

EMI calculation for your Hero Electric Optima LX loan is just few clicks away. You can simply enter loan amount and interest rate being charged on the loan to get the possible EMI on the reducing balance. You can enter your desired duration and get the EMI for your new bike. However, the processing fee and one time change may be applicable differently on different banks or financial institutions.

Loan EMI Calculator

Vehicle Price (before tax)
Down Payment
Trade in Amount
Owed on Trade
Interest Rate
Sales Tax Rate
Term
Start Date

Amortization Schedule

₹1553.096
Monthly Payment
₹67440
Loan Amount
₹74548.59
Over (Over 48 Payments)
₹7108.5859375
Total Interest
2029-10-08
Pay-off Date
Month Principal Interest Total Paid Balance
Nov 2025 1272.10 281 1553.10 66167.9
Dec 2025 1277.40 275.70 1553.10 64890.5
Jan 2026 1282.72 270.38 1553.10 63607.78
Feb 2026 1288.07 265.03 1553.10 62319.71
Mar 2026 1293.43 259.67 1553.10 61026.28
Apr 2026 1298.82 254.28 1553.10 59727.46
May 2026 1304.24 248.86 1553.10 58423.22
Jun 2026 1309.67 243.43 1553.10 57113.55
Jul 2026 1315.13 237.97 1553.10 55798.42
Aug 2026 1320.61 232.49 1553.10 54477.81
Sep 2026 1326.11 226.99 1553.10 53151.7
Oct 2026 1331.63 221.47 1553.10 51820.07
Nov 2026 1337.18 215.92 1553.10 50482.89
Dec 2026 1342.75 210.35 1553.10 49140.14
Jan 2027 1348.35 204.75 1553.10 47791.79
Feb 2027 1353.97 199.13 1553.10 46437.82
Mar 2027 1359.61 193.49 1553.10 45078.21
Apr 2027 1365.27 187.83 1553.10 43712.94
May 2027 1370.96 182.14 1553.10 42341.98
Jun 2027 1376.68 176.42 1553.10 40965.3
Jul 2027 1382.41 170.69 1553.10 39582.89
Aug 2027 1388.17 164.93 1553.10 38194.72
Sep 2027 1393.96 159.14 1553.10 36800.76
Oct 2027 1399.76 153.34 1553.10 35401
Nov 2027 1405.60 147.50 1553.10 33995.4
Dec 2027 1411.45 141.65 1553.10 32583.95
Jan 2028 1417.33 135.77 1553.10 31166.62
Feb 2028 1423.24 129.86 1553.10 29743.38
Mar 2028 1429.17 123.93 1553.10 28314.21
Apr 2028 1435.12 117.98 1553.10 26879.09
May 2028 1441.10 112.00 1553.10 25437.99
Jun 2028 1447.11 105.99 1553.10 23990.88
Jul 2028 1453.14 99.96 1553.10 22537.74
Aug 2028 1459.19 93.91 1553.10 21078.55
Sep 2028 1465.27 87.83 1553.10 19613.28
Oct 2028 1471.38 81.72 1553.10 18141.9
Nov 2028 1477.51 75.59 1553.10 16664.39
Dec 2028 1483.67 69.43 1553.10 15180.72
Jan 2029 1489.85 63.25 1553.10 13690.87
Feb 2029 1496.05 57.05 1553.10 12194.82
Mar 2029 1502.29 50.81 1553.10 10692.53
Apr 2029 1508.55 44.55 1553.10 9183.98
May 2029 1514.83 38.27 1553.10 7669.15
Jun 2029 1521.15 31.95 1553.10 6148
Jul 2029 1527.48 25.62 1553.10 4620.52
Aug 2029 1533.85 19.25 1553.10 3086.67
Sep 2029 1540.24 12.86 1553.10 1546.43
Oct 2029 1546.66 6.44 1553.10 -0.23
Total ₹67440.23 ₹7108.57 ₹74548.80
Disclaimer: The amount displayed here for Hero Electric Optima LX is in Indian Rupee and has been rounded off to the nearest rupee. Additional charges like processing fee, file charges or any other additional charge has been included in the final EMI. Loan insurance value is even not mentioned in the final product. The terms and conditions of various institutions should be read before signing any document. Values for indication only. Exact values are to be cleared with the institution only.

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