The down payment of TVS Scooty and Hero Pleasure can be inquired from the loan sanctioning authority or the bank from which the loan is to be applied. The bank has certain criteria's on which they decide the rate of interest based on the down payment being provided by the customer. You can contact your nearest dealer for exact information as they have regular dealing and know the current going popular schemes and down payment options. You can get an EMI option of up to 3 years and with a little pre payment charge, you can even clear the loan before the decided period.