It is rather a popular model for daily commutes and the disc brake version of the Bajaj Discover 125 is often claimed to have an edge in urban traffic situations. But there is debate over how much these benefits actually matter to the average city rider. Others say the disc brake model has better braking performance, which increases safety and confidence in stop and go traffic and in sudden stops. But some argue that for normal city speeds and circumstances the difference is negligible and not worth the additional expense. Ease of maintenance, reliability in dusty conditions and performance in monsoon weather are other factors. Is the disc brake version really worth choosing for someone who mostly commutes by bike in a crowded city?