₹15–20 lakh car budget in India: one family SUV or an MG Comet EV plus Renault Triber Turbo?

A ₹15–20 lakh household budget can fund one all-rounder or two specialised cars, but the second option makes sense only when the use cases, drivers and parking genuinely differ. A compact EV may simplify short city trips while a flexible family car handles passengers and occasional highway use; the trade-off is a second registration, insurance policy, service schedule, tyre set and depreciation curve.

Current India-market reference points

Do not compare a BaaS entry price with an outright-purchase car without including the per-kilometre charge, finance terms and final quotations. Also price both cars' fixed costs and estimate how often the second vehicle would otherwise sit unused.

Would two purpose-specific cars improve your household's actual week, or would one all-rounder be simpler? Share the number of drivers, annual city and highway kilometres, parking and charging setup, family-seat need and the fixed-cost premium you would accept.