The EMI for the Tata Tiago EV varies based on the variant and loan terms. Here are some key details:

For the Tata Tiago EV XE Medium Range, the EMI can start at ?16,201 per month for a 5-year loan at an 8% interest rate, with a down payment of ?36,901. The on-road price for this variant is approximately ?8.35 lakh[5).

For other variants, the EMIs are as follows: - XT Medium Range: ?18,228 per month with a down payment of ?39,209 and an on-road price of ?9.38 lakh. - XT Long Range: ?20,560 per month with a down payment of ?51,888 and an on-road price of ?10.65 lakh. - XZ Plus Tech LUX Long Range: ?22,588 per month with a down payment of ?55,096 and an on-road price of ?11.69 lakh.

The down payment generally covers the difference between the on-road price and the loan amount, with lenders typically financing up to 90% of the on-road price. For example, for the XE Medium Range, the loan amount could be ?7.99 lakh, requiring a down payment of ?36,901[5).

To apply for a loan for the Tata Tiago EV, you can follow these steps: - Visit the website of the lender, such as Tata Motors E-Finance, ICICI Bank, or HDFC Bank, and fill out the online application form. - Provide essential documents which typically include proof of identity , address proof , and income proof . - For salaried individuals, you will need a valid passport, driving license, voter ID, or other government-issued ID, along with the latest salary slip and Form 16. Self-employed individuals need to provide audited balance sheets, profit & loss accounts, and company ITR for the previous two years. - Submit the required documents online or through the lender's branch, and wait for the loan approval, which can be received in a matter of hours depending on the accuracy of the information provided. - Some lenders, like Finnable, offer zero down payment options and flexible repayment tenures ranging from 6 to 36 months, with competitive interest rates starting from as low as 9.1% per annum.

The waiting period for the car mainly depends on the City in which you are living. The demand for the car you are interested in among the buyers is also a key factor. If a car is popular, it might end up in a long waiting time period. Only three months is the general waiting period for all cars.

Yes, the Tata Tiago EV is a good choice for beginners. It is designed to be easy to drive much like learning to drive a regular car. The difference is that instead of gasoline, it runs on electricity, which is simpler in many ways. Electric cars often have smooth and quiet acceleration, so you don't have to worry about shifting gears or dealing with a complex engine. They usually have automatic transmissions which makes driving even easier. So, if you're new to driving or new to electric cars, the Tata Tiago EV is a user-friendly option to consider, much like starting with training wheels when learning to ride a bicycle.

The Tiago EV gets two battery pack options: 75PS/114Nm 24kWh and 61PS/105Nm 19.2kWh. The former has a claimed range of 315km, while the smaller 19.2kWh battery pack is good for a claimed range of 250km. A 7.2kW charger will juice up its batteries in three hours and 36 minutes. The smaller battery pack only gets a 3.3kW charging capacity.