Why are there tank panel issues with the FZ V3? Are people exaggerating when they say they’re bad?

Tank panel of the Yamaha FZ V3 has been a subject of hot discussion among the owners and prospective buyers. The panel has been known to dent, scratch or even come loose for some riders. Some say these problems are exaggerated or limited to the first generation of products. And the debate sometimes spills over to the overall build quality of the bike, with some praising Yamaha’s usually high standards and some others being disappointed. Everything from the material the panel itself is made from to how it's attached, to how it impacts the bike aesthetics, are part of the equation. And there's talk of whether Yamaha took care of these issues in newer production runs or if aftermarket solutions are even an option.