Introducing an innovative financing option for XEV 9e Pack Three, Mahindra has come up with 'Three for Me'. The customers can pay a fixed EMI for six years and then make a balloon payment at the end. The EMIs for the Pack Three begin at Rs 45,450, comparable to EMIs for lower variants. The hope is that this approach will make premium EV ownership more affordable by reducing the initial monthly payments. But it brings up questions about what the total cost of ownership is, how big that final balloon payment will be, and whether it’s even better than typical auto loans based on interest rate and financial burden overall. For some, it will be the smart way to afford a high end EV, while others may be wary of the long term financial commitment and the large end of term payment.