Is the Toyota Fortuner's off road capability overrated for most Indian users?

The Toyota Fortuner is known for being well capable of performing off road with its robust build, high ground clearance and 4x4 system. In the Indian context, however, where most SUVs lead their lives on city roads and highways, the question is if this off road prowess is really necessary or used by the average owner. The idea of having a capable off road vehicle, even if you’ll never take it off the tarmac, appeals to many buyers. The result has been debate as to whether the Fortuner's rugged construction and off road features are overkill for urban use, possibly at the cost of on road comfort and fuel efficiency. While some believe its design justifies its ability to handle rough Indian roads and occasionally flooded streets, others think that more road oriented SUVs could suit most people better. As soft roader and crossover popularity rises and gives buyers a more car like driving experience, is the Fortuners real off road capability still a relevant selling point for the majority of its target market?