Is the Nissan Terra's off road ability as good as they say?

Nissan Terra is promoted as an off road SUV with four wheel drive, high ground clearance and several terrain modes. Opinions are divided, though, on how well it actually works once the pavement ends. Owners praise it for its ability to navigate rough terrain and muddier conditions, but others feel it doesn’t compare to well established off road vehicles. The most common topic of debate is whether or not the off road features of Terra are really useful for everyday drivers or if they are just a marketing gimmick. Comparisons to other SUVs in its class and discussions of actual real world off road scenarios that a typical Terra owner might find themselves in, make up much of this discussion.